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The New York Times Magazine highlights LISC’s Twin Accounts program in the article: “How Credit Card Debt Helps the Poor.” Without access to credit, low-income working families face limited economic opportunity. Landlords, employers, and insurance companies look at credit scores as part of their decision making process. Individuals with low credit scores lack access to quality rentals, are unqualified for certain jobs, and are required to pay deposits for utilities. The LISC supported Centers for Working Families work with people to get jobs, reduce debt, and build savings. One of its most important services is helping people gain access to … Continued

The Centers for Working Families (CWF) program, with the help of The Indianapolis Foundation, an affiliate of the Central Indiana Community Foundation (CICF), has launched its new website: www.cwfindy.org. Designed to educate, create awareness, and enlist CWF support, the site focuses on program components and the impact it’s having on participants. CWF has seven locations throughout the city providing career and personal financial services that focus on the financial bottom line for low-to-moderate income individuals and families. This means changing people’s financial behavior in a way that encourages them to make a long-term commitment to increasing income, decreasing expenses, and acquiring assets. “CICF is … Continued